Reno Omokiri's Denouncement of Nnambi Kanu

 By Reno Omokiri

 What Would Life Be Like As a Minority in Kanu’s Biafra?

Recently, my perspective on Nigeria changed. I have never supported any separatist or secessionist agenda. However, I have supported and defended the right of any Nigerian to express himself and associate freely. It does not matter to me where such a person comes from.

When the Buhari administration moved against Ibrahim Zakzaky and the Shiites, I was the first person (not one of the first) to defend them. After defending them publicly myself, I called the then President of the Christian Association of Nigeria, and begged him to issue a statement calling for an end to the killings of Shiites. He told me that though it was an Islamic affair, nevertheless, because of his fondness for me, he would speak in support, and he did.

I have similarly championed the causes of oppressed persons or people from every part of Nigeria. As much as is humanly possible, I have refused to be partial in my advocacy.

In the last three years, I have visited 40 nations on my own dime and time, for the cause of #FreeLeahSharibu, seeking freedom for a Christian girl from Borno. I have not collected a dime from anyone and if anyone knows anyone who has given me a penny, then they should publicly expose me.

Before Nnamdi Kanu was arrested, I did not know who he was. I just defended his right to freedom of expression and association. Various Igbo leaders called me privately to thank me. It would be wrong to mention their names, because of the challenges of the moment.

When Kanu was rearrested, I called a British government official and got the facts. I was the first (not one of the first. The first) to reveal that he was arrested in Kenya, and not in The UK. After I released this information, the media ran with it.

Yesterday, a former Presidential candidate sent me a tape of Nnamdi Kanu dissolving the UK branch of IPOB and tongue lashing the members of IPOB UK. He told them to hand over IPOB money in their possession. He then said that he suspected that the British Secret service was running IPOB UK.

I was shocked and refused to believe what I heard, until this ex Presidential candidate from the South pointed me to an IPOB channel where this same audio was broadcast.

So I published it on my page. I did not add or edit or alter the voice. I released it as is.

Given that that broadcast was released earlier this year (I was told it was first broadcast in March of 2021, though I am not 100% sure) and Nnamdi Kanu was arrested so soon after (in June), I asked if that altercation could have led to Kanu being betrayed by his members in the UK.

The result was that various persons, who claimed to be members of Indigenous Peoples of Biafra descended on my page and insulted me, attacked me and accused me of collecting money from Buhari. (Would Buhari even give me money? If Buhari will give me anything, it is more likely to be a letter bomb).

They said Nnamdi Kanu can insult anyone he liked and I should leave him alone.

A certain Northerner, who has been on my page attacking me for what he had previously called my “love for the Igbo”, now asked a question. He said ‘so you people have forgotten when this man was fighting for you so soon’?

And so I went into deep thought.

If Nnamdi Kanu eventually gets Biafra and I am a minority in that Biafra, what would be my fate? Would I be able to express myself? Would I have the freedoms for which I myself have been fighting for Nnamdi Kanu to get for the last five years? Would I be able to hold sensitive positions?

I am not Yoruba, but because of me, these members of IPOB insulted the Yoruba (why do people always think I am Yoruba?). I was called ‘ewu Yoruba’. Somebody even threatened to kill me if I ever stepped into Onitsha (the same Onitsha where I donated money and raised millions for victims of the 2019 Onitsha Market Fire?).

These people in their hundreds descended on me with a consistent refrain, that Mazi Nnamdi Kanu is the supreme leader of the Igbos and he could insult his members if he chose and no one could question him.

And that prompted a paradigm shift in my consciousness. If you have been following the dailies, you would have read one or two stories planted by the Buhari administration in the papers of how they have been tracing Kanu and monitoring his movements for two years.

The stories claimed that they were able to get to him through members of the Eastern Security Network that they had captured. Then a few days ago, they released a video testimony of one captured ESN member, by name Emeoyiri Uzorma Benjamin, that has now gone viral, in which the young man claimed that Kanu had given them instructions to kill policemen and soldiers, as well as their fellow Igbos.

He sensationally claimed that Kanu instructed them to bury one of his lieutenants, Nwaokike Kayinayo Andy, AKA Ikonso with 2000 human heads. Even more sensationally, he alleged that Mr. Kanu gave directives to them to kill young girls, who they used for fetish charms.

Now, it is not possible to say if this fellow is telling the truth, or half truths or lies. However, from his testimony, or account of the inside workings of IPOB/ESN, and the broadcasts which I listened to, and which is also available on some IPOB social media accounts, we see that Nnamdi Kanu had almost total authority over IPOB.

All this time, I was thinking that, though Nnamdi Kanu showed extreme indiscretion by going to a country like Kenya, which is notorious for extrajudicially extraditing people to regimes seeking them (the Turkish government did exactly the same thing the Nigerian government did with Kanu to Selahaddin Gulen, a Turkish dissident that was captured by Turkey’s intelligence from Nairobi. In that instance, Kenya first denied complicity, then promised to investigate the event. It happened in 2016. Kenya is still ‘investigating’ that event), that he nevertheless must have been betrayed by someone in his organisation, who tipped the Nigerian intelligence agencies that Kanu was headed to Kenya.

But my experience with Mr. Kanu’s supporters made me have a rethink. With the way they treat him as though he is infallible, could it not be more likely that there was nobody within the organisation bold enough to advise Mr. Kanu not to travel to Kenya, because to do so, or to counter him in any way, would have brought upon such a person weighty consequences.

And then I began thinking about the ‘dot in a circle’ statement by General Buhari. I had criticised Buhari for making that comment. It is most irresponsible of him to have described the Igbo as such. It showed his malevolent mindset towards some citizens of his own country, and he should apologise.

However, on further introspection, I began to cast my mind to statements Nnamdi Kanu had made in his many broadcasts which I only watched just yesterday.

He unacceptably insults Black people as being less intelligent than other races (how can a Black person say such things? Is that not self hatred?). He attacks Yoruba churches, pastors and media (what is a Yoruba church? Honestly, I had never heard of a Yoruba church until I heard that word from Kanu. I thought all churches belonged to God through Christ).

You can imagine if you are Yoruba and sympathetic to the plight of the Igbo, and you listen to all the bile from Kanu about your ethnic nationality, how would you look if you continue to defend him to your kinsmen?

Then you listen to some of the even more outrageous things he has said about Northerners (Igbos, your enemy is Buhari. Your enemies are not the Hausa or Fulani. Don’t mix up the two). I cannot even repeat them here.

Looking back to those broadcasts, it looks to me that it is Nnamdi Kanu himself who made IPOB (not the Igbos as Buhari claims) a dot in a circle.

He made no attempts to be persuasive. He did not even try to win hearts. He made no pretence of anything but contempt to anyone who was not part of his Biafra. Even though I had always thought that Odili, Amaechi and Wike and their people in Rivers state are Igbos, I now understand, but do not agree with Wike’s claims that they are not Igbos.

Who would want to be a minority in a country ruled by Kanu? Tufiakwa! You speak your mind and you may be shot on the spot!

To be honest, I had never listened to these broadcasts by Nnamdi Kanu until they were brought to my attention by this Southern Presidential candidate. I was clueless about their existence. In fact, I felt a bit naive. I felt like a fool!

Anyone who has been following me for the last six years would have known how much of my time and money I have devoted to defending, advocating for and promoting the cause of the Igbos.

However, having watched for the first time these videos where Nnamdi Kanu called Black people wicked (I am Black, but I don’t think I am wicked), and where he described Igbos who refuse to support IPOB as evil, I am flummoxed!

However, the one that shocked me the most was his statement that (and this is an exact quote), “If you are attending a Yoruba church, you should be ashamed of yourself. Anyone who attends a church headed by a Yoruba pastor is an idiot. A complete fool. An imbecile. I have no time for them. They are worse than Boko Haram. They are very, very foolish. If your pastor is Yoruba, you are not fit to be a human being.”

And the funniest thing is that the pastor who provoked him into making that statement is from Auchi. He is not even Yoruba. No wonder they think I am Yoruba. To these lot, any Southerner West of the Niger is Yoruba. They have a majority mindset that is not minority friendly AT ALL.

Even more disturbing is that this Auchi pastor, who Nnamdi Kanu calls Yoruba, and used to generalise all Yoruba pastors, was summoned by DSS in December of 2016, and asked to explain why he did a video calling for Kanu’s release. Who fights those who fight for them?

How did I miss these broadcasts? Have I been too focused on Buhari to the extent that I was blindsided? Is this the fellow I have been defending?

I am a minority. My late father was a minority. He went to Sokoto as a Youth Corp Member in 1975, and became Nigeria’s youngest Director of Public Prosecution and Nigeria’s youngest judge (at the time), and was elevated to the Court of Appeal, all from old Sokoto. Would that be possible in Kanu’s Biafra?

And when he was interviewed in 2020 by Dr. Damages (I did not even know until the same Southern former Presidential candidate sent me the video), and given an opportunity to denounce his previous statements against the Yoruba, Nnamdi Kanu doubled down on it and said as follows:

“Most of the difficulties we have been having have always come from these Yoruba pastors.”

Then he went on to say in that same 2020 interview as follows:

“Yoruba Pentecostalism is the reason why Fulanis are invading us today.”

Where is the connection between Pentecostal churches and killer herdsmen?

I was stunned. This video was recorded last year. How come I never saw it. I checked on YouTube and only 27,000 people had seen it.

How can I be against Isa Pantami for saying “We are all happy whenever unbelievers are being killed” and then tolerate these statements from Nnamdi Kanu?

If I do, it will make me a hypocrite. And while I mistakenly may sometimes be hypocritical, I will not be deliberately hypocritical.

Everything I have said here is the truth. It is on video and audio. If you do not like what I have written, then jejely unfollow me. We are obviously not on the same wavelength and I am not about to change in order to make you like me.

Copied from Reno Omokiri[s Facebook page.

The Kuru Attack

 Sunday 13^th June was another horrific day for the people of Kushe-Kuru in Jos-South of Plateau State. It was a day of another tragic killing of innocent men, women and children by gunmen the town described as Fulani ethnic militia. As at press time, fourteen people had been confirmed dead. This is a second such attack within Kuru in the last three months.

In small rural towns, as elsewhere, Sunday partying is an intrinsic tradition, a day when people reset themselves after a week of toiling to keep body and soul together. The attackers must have undertaken a reconnaissance of the area ahead of the attack, considering the segregated living style since 2001. At about 9:30 PM, when the attackers struck, Kushe was as effervescent as a beehive.

The gunmen came in through the vast farmlands between Wat settlement and Kushe, targeting a bar that was nearest. There, drinkers were taken unawares while sitting around their drinking tables. The attackers opened fire, turning the bar into a microcosm of hell, leaving behind splatters of blood on walls and desiccated pools of blood in which shards of glass were sprinkled.

No one is certain of the motive, but it is said that Fulani militias had openly informed the people that they intend to launch attacks after the Muslim Ramadan period.  And truly, attempts were made at border settlements of Dungus, Dabwak and Kanadap. The attempts were foiled by volunteer patrol men drawn from the very settlements. Frustrated, the gunmen decided to hit Kushe, since it is at the centre where everyone is relaxed, believing the gunmen won’t dare make an attempt.

The member representing Jos-South and Jos-East constituencies at the National Assembly, Honourable Musa Baggos, was at the scene to see things for himself and condole the people, but his arrival stirred a chaotic protest by ignorant youths who feel the MP should have magically ended the killings that has gone on for more than decade. I asked him if it wasn’t right for him to leave the place. “I will be here till the end,” he responded. He could be seen shading tears after he had been taken round to see corpses strewn outside the bar, following the sporadic shootings, outside.  

This killings style, which has been here since around 2008, has been branded the herdsmen-farmers conflict. Some groups of thought consider this unfair; it gives the impression that the two have been locked in a war, whereas it is a clear case of cold-blooded murders of innocent farmers, motivated by hatred, contempt and the love of their land and its nourishing green-grass. 

Nigerian’s Hidden Prosperity

Source: Tiwa Savag'es Instragram Account.

These are ironic times in the history of Nigeria. Aside from the incredible threat to our unity, the security situation is at its worst: Boko Haram is fighting and killing innocent people, kidnappings are everywhere.

Behind the scenes, sort of, we are witnessing unmatched prosperity in the areas of music, the movie, education overseas and entrepreneurship at home and in diaspora. Nigeria music is now everywhere on the planet. People can only pretend not to know, but it is there. The Nigerian movie industry, be it Nollywood or Kannywood, is in the notice of many nations. According to www.ozy.com , “61 per cent of Nigerian-Americans over the age of 25 hold a graduate degree, compared to 32 per cent for the U.S.-born population.”

Many, especially the ignorant, are unaware of this prosperity. But, why are the politicians not talking about it; I have never heard any politician talking about it. Is it because the prosperity is not spearheaded by them or is it because their idea of prosperity is all about the rehabilitation of infrastructures? It seems that if we don’t prosper at home, it is because people who are supposed to spearhead the efforts to progress are so ignorant, they fail to notice progress when there is one.

The ills in Nigeria have become the veil concealing the good that is taking place. We pray it ends on a joyous note. 

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Christians Return Looted Items in Jos

 

#Endsars Looting.

Ezekiel Dachomo is a famous man of God across the northern region of Nigeria, where he is reputed to be fearless and fascinating preacher, a “reincarnation” of Late Evangelist Paul Gindiri.

When #ENSARS protest spun out of control towards the end of 2020, embittered rioters turned their attention to public warehouses across the country. In Jos, Plateau State, it wasn’t different. People flocked out in thousands to the different warehouses across the state, carting away grains, fertilizers/agricultural inputs like water pumps, generators and knapsacks. There were also relief materials that included building materials like cement, roofing sheets, nails, woods. The looters, not satisfied, moved on to dismantling office buildings, pulling off doors, windows, roofing sheets, office equipment like computers and stereo sets.

Such a moment provided an opportunity for the real Christians to be separated from the dredges. The real Christians stayed at home, while the modern-day Pharisees joined hoodlums so that the two sides found a common ground. As the saying goes, birds of the same feathers flock together.

A few weeks later, Ezekiel Dachomo held a crusade at Zang Secondary Commercial School playground. The football and basketball pitches of the famous school overflowed with crusaders that had come to listen to the evangelist. The man of God preached fiercely against the ambiguity between the Christians and the heathen, which played out during the looting. He noted that anyone that claims to be a Christian shouldn’t have been seen at any of those warehouses, making it clear that it was stealing, which isn’t expected of a Christian.

In the end, thousands who had taken part in the lootings asked to be forgiven. Many returned what they had taken out of the warehouses. Others, who had used the items promised to buy and return them.

 

https://www.youtube.com/channel/UCHLytIFGNddajPEnt2Ry_Xg

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A Letter from a Mathematics Teacher to WAEC

Students writing examinations.

 As a teacher, I have watched unsavoury trends over time, which have pushed me to the wall and coerced me to speak up. It is a trend within the external examination authorities, the West African Examination Council, WAEC, as it pertains to mathematics, which I happen to teach.

So much lies have often been told of how kids of these days hate to read their books. Parents often hide behind these and claim that during their own time, they were serious students. This lie will serve as a pedestal for boastful lies from some parents. I finished secondary school in the mid-eighties. Even then, the level of hard-work among students wasn’t anywhere different from what it is now. The proportion of serious students today is the same as it was back then. It could even be better now because we now have competitions in private schools that have turned up brighter students than in the past. It is the reason why everyone wants to educate his child in a private school.

 I was in the sciences. Mathematics is crucial to the understanding of the sciences. As I mentioned in a preceding paragraph, only a few students were serious during our time. Out of about thirty students of my class back in the mid-eighties, there were only six that passed mathematics with credits or higher grades. That makes it 20% of the students. Those students were hard-working not because their parents pushed them to be hard-working, but because they had a certain degree of maturity that agitated and kept their conscience awake. 

On any day, if you pick any number of students, the same percentage will have the conscience to do what is right at that age without someone compelling them to do so. A certain percentage tidied up their lives by re-writing WAEC some years later, with added maturity.

If you ask yourself sincerely, how many persons studied hard during your set, you are going to come up with a “not many” answer. 

So, why is it that, these days, even when students are well-taught, a whole set would fail the external mathematics examination?

 What Ii will be writing in the following paragraphs is my opinion.  It is left for readers to agree with me or not. The answers I get will either vindicate or incriminate me. Recently, some science competitions have emerged to bring excellent students who rewarded with scholarships. Notable among these are the Olympiad, Cowbell and Insterswitch competitions. What has become clear is that WAEC is getting influenced by these competitions that are supposed to bring out geniuses. A thousand would write the examination, but only a few will come out with pass marks. The trend is creating frustration among hard-working students, their teachers and hurting the nation.

 One of the secrets of why I was successful in secondary school was the revision of past question papers from WAEC. I looked at the question papers to see what we had covered that I could answer, but also what we have covered that I couldn’t answer. I made revisions of what I had learned that I couldn’t answer. I went on to study topics that we hadn’t covered, notable among them were Longitude and Latitude, which I taught myself successfully and now teach my students. Back then, when you pick a question paper, even as a student, you could see that you could pass the examination. I later went to a university and studied in the natural sciences, bagging a first degree as far back as 1992. With all the experience that followed in the more the three decades since my secondary school, I get scared when I pick up a Mathematics question paper to revise with my students today. That is how I learned that something is wrong with the pattern of WAEC mathematics tests these days.

 My students, currently writing the WAEC examination in August due to the Corona Virus pandemic, have already written mathematics on 17th August. After the paper, my best students came out looking disappointed. They are students that I had expected to do me proud. Some of them know Mathematics more than I knew it when I was in secondary school. One of these students had topped Plateau State in a competition that is organized by the Presidency to award a federal scholarship. I became heartbroken, not knowing what else to do, going by the level of hard work we had put in and the number of bright students we were lucky to have in the set. The outcome: I am losing interest in the profession, and the students are becoming frustrated.

It is why I am writing this, to call the attention of WAEC to a pattern of questions in recent years that requires students to struggle to find “expo” because they feel that they cannot pass mathematics examinations on their own. 

Only parents who loved and understood mathematics during their time can understand my position. To corroborate my claim, you have to pick questions of the last decade, for instance, to compare with what you had written during your time if you had written any time before 2000.

We must avoid this national disaster.

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The Challenges of Peace Building in Nigeria

Rev. Samuel Doro. Source: Samuel Doro

The security situation in Nigeria has reached a frightening dimension, complicated by sectarian wars, banditry, kidnapping and outright assassinations. While these are happening, the federal government of Nigeria doesn’t seem to worry much about the situation, further adding insult to injury. The News Tower Magazine decided to visit the Executive Director of the Centre for Peace Advancement in Nigeria, CEPAN, Reverend Solomon Doro, here in Jos. 

Doro cites impunity, systemic corruption, widespread crimes and a complacent police force as some reasons why security in Nigeria has worsened. There is also the loss of faith in the ability of the authorities. When this happens, people take laws into their hands. 

Rev. Doro gave details of how religion has played a role in the deteriorating security situation in the country. He cites an example of Jos, where religion has been at the centre of the conflict over the years. He also cites Boko Haram, a religious group that wishes to topple the Nigerian government and set up an Islamic state. There is the Shi’a Muslims issue that has made its contribution to the deterioration of peace in Nigeria. 

Doro noted that, while government officials are supposed to work towards ensuring the separation of religion and state as the constitution requires, they are the ones complicating matters. Instances, according to Doro, include the use of state funds to finance pilgrimages to Jerusalem and Mecca. There is also the purchase of rice and rams to be shared to adherents during the Eid, not forgetting millions spent to feed people during Ramadan. There are also chapels and mosques built within state houses using state funds. While these happen, the state’s anti-corruption agencies look the other way. The Nigerian law allows freedom of religious worship but frowns at the use of state funds to help advance any religion.

Some Nigerians have advocated the creation of state police at the second tier of government since state governors claim they do not have any powers over the federal police. The situation leaves them emasculated on security matters within their jurisdictions. Doro says the idea seems attractive but could turn out disastrous. Nigerian authorities, he says, have a history of using anything at their disposal to fight the opposition. He cites the instance of the Economic and Financial Crimes Commission that targets members of the opposition exclusively, despite tons of corrupt officials within the ruling party with grave cases of corruption to answer. 

Doro doesn’t support the government making laws that allow gun ownership. Guns could help rural people to fight against night attackers, but they will prove disastrous in the cities since there are still distrusts among conflicting factions. And since some groups feel that some security bodies are against them, this could lead to a deadly confrontation with the security forces, making things messier. 

On the roles of NGOs and government towards the spread of peace, Doro explained that they are all supposed to work for peace, but the government doesn’t see the meaning of peace the way the NGOs see it. When the government talks about peace, it is talking about the suppression of violence so that people can go about their normal activities. But when NGOs talk about peace, they are looking at human security, which is a reference to good governance. It is because when people live in peace it means that their needs have been fully met. It boils down to good governance. The government forces the people to live in peace, without looking at triggers of conflict. The NGOs try to address the triggers, rather than wait for the conflicts to trigger. Hence, they encourage governments to be embracing by bringing people together to talk about their issues. NGOs, he says, source their finances from donors, mostly abroad, without getting any help from the government at home. The implication is that the home authorities are complacent in working towards the creation of peace. Governments have security votes that never support NGOs working for peace. Instead, the security votes are drain-pipes for stealing state funds, since, by law, they are legal. 

Doro explained that NGOs are facing challenges of folding up because the reckless manner of handling state funds is giving international donors reasons to believe that there is so much money in Nigeria. It is the reason why they are withdrawing their financial supports to poorer nations. Currently, the Government of the Netherland, USAID, the European Union (EU) and the National Endowment for Democracy supports the activities of NGOs in Plateau State. The conflicts in Plateau State had attracted donors, but when Boko Haram insurgency broke out, most of these donors moved to the Northeast corner of the country. In Plateau State, however, NGOs feel that building peace works better when there is relative peace, as it is the right time to get the attention of the people. Plateau State, he says, haven’t reached that point when lasting peace has finally come. It is because there hasn’t been reconciliation yet –no one has come to admit atrocities he had committed and no one has come to pardon persons who committed crimes against them. You still see segregation in schools, markets and living quarters. The farmers-herders conflict has emerged in the villages, and it is getting very complicated. So, Plateau State still has a marathon to run.

According to Doro, one challenge local NGOs are going to face currently is that many of them are likely going to fold up because of Corona Virus pandemic that is negatively affecting the economy of donor nations.  

In the past, NGOs loved working with community representatives such as the hardos (Fulani leaders) and elected legislators. The NGOs, however, realized that these set of people don’t feel the pains of the villagers who are the victims of conflicts in rural areas. Hence, the NGOs have resorted to dealing directly with the victims in rural areas. If it becomes mandatory to talk to the leaders, the NGOs now prefer advocacy, cutting down the cost of its operations. 

As a solution to the spread of conflicts across the nation, he suggests the authorities should change the security chiefs. They have failed, he says, and have no reason to be there. Furthermore, there is a need to instil discipline within the police and military in the country. The security issue in Nigeria is domestic and should be in the hands of the police. Sadly, the military comes in and complicate matters, since the two are competing rather than cooperating on security matters. 

For a sense of lasting peace in Plateau State, he suggests that the Plateau State Peace-Building Agency should not only be sustained but should be allowed to work freely by, not only the current government but the others to come after it.

https://www.youtube.com/channel/UCHLytIFGNddajPEnt2Ry_Xg

GUIDELINES FOR THE IMPLEMENTATION OF THE N50 BILLION TARGETED CREDIT FACILITY

As part of the measure to reduce the impact of COVID-19 pandemic on businesses in Nigeria, the Federal government of Nigeria through the Central Bank of Nigeria (CBN) has introduced COVID-19 support loans for Households, SME and MSME.

The COVID-19 Support fund will be distributed by NIRSAL Microfinance Bank and come with an Interest rate under the intervention is 5% P.A.   (All-inclusive) up to 28th February 2021 and thereafter, the interest will revert to 9% P.A.   (All-inclusive) as from 1st March 2021, follow the steps below for detailed guidelines on how to apply;

ELIGIBILITY

HOUSEHOLDS: For a household to benefit, they must provide verifiable evidence of livelihood adversely impacted by COVID-19 and agreed to allow NIRSAL Microfinance Bank (NMFB) to assess their financial records. Households Can access a maximum of N3 million

Requirements:

· Loan application letter

· Duly completed application form

· Duly executed Guarantor form

· A valid means of ID (national ID, driver’s license, voter’s card or international passport)

· Current utility bill

· 2 recent passport-size photographs

· BVN

MSMEs/CORPORATE ENTERPRISES:

(1) Mini SME (funding between N3m – N10m)

(2) SME Plus (funding between N10.1m and N25m)

Existing enterprises must provide verifiable evidence of business activities adversely affected as a result of the COVID-19 pandemic and also agreed to allow NIRSAL Microfinance Bank (NMFB) to assess their financial records.

The Bank will assess the capacity of the customer through the customer’s business history; via total account statement turnover (with NMFB and other banks), however, this would not be the only tool used to determine customer’s eligibility. (Note: Where a review of the customer’s account statement raises fundamental issues, the bank reserves the right to make decisions as considered appropriate).

Requirement:

· Loan application letter

· Duly completed application form

· Duly executed Guarantor form

· A valid means of ID (National ID, Driver’s License, Voter’s Card or International passport)

· Current utility bill

· 2 recent passport-size photographs

· BVN

Loan amount to SMEs shall be determined based on the activity, cashflow and industry/segment size of the beneficiary, subject to a maximum of N25 million.

FOR MINI-SME & SME PLUS BUSINESS PLAN IS REQUIRED

ENSURE YOU STATE AND DESCRIBE HOW COVID-19 NEGATIVELY IMPACTED YOUR HOUSEHOLD OR BUSINESS

ONLINE APPLICATION PROCESS

* Click COVID-19 Household Loan to commence registration with NIRSAL Microfinance Bank

* Click COVID-19 Mini-SME Loan to commence registration with NIRSAL Microfinance Bank

* Click COVID-19 SME Plus Loan to commence registration with NIRSAL Microfinance Bank

NOTE: Your application must show clear evidence of the opportunity or adverse impact as a result of the COVID-19 pandemic.

OPPORTUNITY: CcHUB Call for Projects – Funding and Design Support for COVID-19 Projects

DOWNLOADS

* COVID-19 LOAN APPLICATION GUIDELINE FOR HOUSEHOLD

* COVID-19 LOAN APPLICATION GUIDELINE FOR MINI SME

* COVID-19 LOAN APPLICATION GUIDELINE FOR SME PLUS

* GUARANTORS FORM