Jun 30, 2020

The Challenges of Peace Building in Nigeria

Rev. Samuel Doro. Source: Samuel Doro

The security situation in Nigeria has reached a frightening dimension, complicated by sectarian wars, banditry, kidnapping and outright assassinations. While these are happening, the federal government of Nigeria doesn’t seem to worry much about the situation, further adding insult to injury. The News Tower Magazine decided to visit the Executive Director of the Centre for Peace Advancement in Nigeria, CEPAN, Reverend Solomon Doro, here in Jos. 

Doro cites impunity, systemic corruption, widespread crimes and a complacent police force as some reasons why security in Nigeria has worsened. There is also the loss of faith in the ability of the authorities. When this happens, people take laws into their hands. 

Rev. Doro gave details of how religion has played a role in the deteriorating security situation in the country. He cites an example of Jos, where religion has been at the centre of the conflict over the years. He also cites Boko Haram, a religious group that wishes to topple the Nigerian government and set up an Islamic state. There is the Shi’a Muslims issue that has made its contribution to the deterioration of peace in Nigeria. 

Doro noted that, while government officials are supposed to work towards ensuring the separation of religion and state as the constitution requires, they are the ones complicating matters. Instances, according to Doro, include the use of state funds to finance pilgrimages to Jerusalem and Mecca. There is also the purchase of rice and rams to be shared to adherents during the Eid, not forgetting millions spent to feed people during Ramadan. There are also chapels and mosques built within state houses using state funds. While these happen, the state’s anti-corruption agencies look the other way. The Nigerian law allows freedom of religious worship but frowns at the use of state funds to help advance any religion.

Some Nigerians have advocated the creation of state police at the second tier of government since state governors claim they do not have any powers over the federal police. The situation leaves them emasculated on security matters within their jurisdictions. Doro says the idea seems attractive but could turn out disastrous. Nigerian authorities, he says, have a history of using anything at their disposal to fight the opposition. He cites the instance of the Economic and Financial Crimes Commission that targets members of the opposition exclusively, despite tons of corrupt officials within the ruling party with grave cases of corruption to answer. 

Doro doesn’t support the government making laws that allow gun ownership. Guns could help rural people to fight against night attackers, but they will prove disastrous in the cities since there are still distrusts among conflicting factions. And since some groups feel that some security bodies are against them, this could lead to a deadly confrontation with the security forces, making things messier. 

On the roles of NGOs and government towards the spread of peace, Doro explained that they are all supposed to work for peace, but the government doesn’t see the meaning of peace the way the NGOs see it. When the government talks about peace, it is talking about the suppression of violence so that people can go about their normal activities. But when NGOs talk about peace, they are looking at human security, which is a reference to good governance. It is because when people live in peace it means that their needs have been fully met. It boils down to good governance. The government forces the people to live in peace, without looking at triggers of conflict. The NGOs try to address the triggers, rather than wait for the conflicts to trigger. Hence, they encourage governments to be embracing by bringing people together to talk about their issues. NGOs, he says, source their finances from donors, mostly abroad, without getting any help from the government at home. The implication is that the home authorities are complacent in working towards the creation of peace. Governments have security votes that never support NGOs working for peace. Instead, the security votes are drain-pipes for stealing state funds, since, by law, they are legal. 

Doro explained that NGOs are facing challenges of folding up because the reckless manner of handling state funds is giving international donors reasons to believe that there is so much money in Nigeria. It is the reason why they are withdrawing their financial supports to poorer nations. Currently, the Government of the Netherland, USAID, the European Union (EU) and the National Endowment for Democracy supports the activities of NGOs in Plateau State. The conflicts in Plateau State had attracted donors, but when Boko Haram insurgency broke out, most of these donors moved to the Northeast corner of the country. In Plateau State, however, NGOs feel that building peace works better when there is relative peace, as it is the right time to get the attention of the people. Plateau State, he says, haven’t reached that point when lasting peace has finally come. It is because there hasn’t been reconciliation yet –no one has come to admit atrocities he had committed and no one has come to pardon persons who committed crimes against them. You still see segregation in schools, markets and living quarters. The farmers-herders conflict has emerged in the villages, and it is getting very complicated. So, Plateau State still has a marathon to run.

According to Doro, one challenge local NGOs are going to face currently is that many of them are likely going to fold up because of Corona Virus pandemic that is negatively affecting the economy of donor nations.  

In the past, NGOs loved working with community representatives such as the hardos (Fulani leaders) and elected legislators. The NGOs, however, realized that these set of people don’t feel the pains of the villagers who are the victims of conflicts in rural areas. Hence, the NGOs have resorted to dealing directly with the victims in rural areas. If it becomes mandatory to talk to the leaders, the NGOs now prefer advocacy, cutting down the cost of its operations. 

As a solution to the spread of conflicts across the nation, he suggests the authorities should change the security chiefs. They have failed, he says, and have no reason to be there. Furthermore, there is a need to instil discipline within the police and military in the country. The security issue in Nigeria is domestic and should be in the hands of the police. Sadly, the military comes in and complicate matters, since the two are competing rather than cooperating on security matters. 

For a sense of lasting peace in Plateau State, he suggests that the Plateau State Peace-Building Agency should not only be sustained but should be allowed to work freely by, not only the current government but the others to come after it.

https://www.youtube.com/channel/UCHLytIFGNddajPEnt2Ry_Xg

Jun 16, 2020

GUIDELINES FOR THE IMPLEMENTATION OF THE N50 BILLION TARGETED CREDIT FACILITY



As part of the measure to reduce the impact of COVID-19 pandemic on businesses in Nigeria, the Federal government of Nigeria through the Central Bank of Nigeria (CBN) has introduced COVID-19 support loans for Households, SME and MSME.

The COVID-19 Support fund will be distributed by NIRSAL Microfinance Bank and come with an Interest rate under the intervention is 5% P.A.   (All-inclusive) up to 28th February 2021 and thereafter, the interest will revert to 9% P.A.   (All-inclusive) as from 1st March 2021, follow the steps below for detailed guidelines on how to apply;
ELIGIBILITY

HOUSEHOLDS: For a household to benefit, they must provide verifiable evidence of livelihood adversely impacted by COVID-19 and agreed to allow NIRSAL Microfinance Bank (NMFB) to assess their financial records. Households Can access a maximum of N3 million
Requirements:

· Loan application letter
· Duly completed application form
· Duly executed Guarantor form
· A valid means of ID (national ID, driver’s license, voter’s card or international passport)
· Current utility bill
· 2 recent passport-size photographs
· BVN

MSMEs/CORPORATE ENTERPRISES:
(1) Mini SME (funding between N3m – N10m)
(2) SME Plus (funding between N10.1m and N25m)
Existing enterprises must provide verifiable evidence of business activities adversely affected as a result of the COVID-19 pandemic and also agreed to allow NIRSAL Microfinance Bank (NMFB) to assess their financial records.

The Bank will assess the capacity of the customer through the customer’s business history; via total account statement turnover (with NMFB and other banks), however, this would not be the only tool used to determine customer’s eligibility. (Note: Where a review of the customer’s account statement raises fundamental issues, the bank reserves the right to make decisions as considered appropriate).

Requirement:
· Loan application letter
· Duly completed application form
· Duly executed Guarantor form
· A valid means of ID (National ID, Driver’s License, Voter’s Card or International passport)
· Current utility bill
· 2 recent passport-size photographs
· BVN

Loan amount to SMEs shall be determined based on the activity, cashflow and industry/segment size of the beneficiary, subject to a maximum of N25 million.
FOR MINI-SME & SME PLUS BUSINESS PLAN IS REQUIRED
ENSURE YOU STATE AND DESCRIBE HOW COVID-19 NEGATIVELY IMPACTED YOUR HOUSEHOLD OR BUSINESS

ONLINE APPLICATION PROCESS
* Click COVID-19 Household Loan to commence registration with NIRSAL Microfinance Bank
* Click COVID-19 Mini-SME Loan to commence registration with NIRSAL Microfinance Bank
* Click COVID-19 SME Plus Loan to commence registration with NIRSAL Microfinance Bank

NOTE: Your application must show clear evidence of the opportunity or adverse impact as a result of the COVID-19 pandemic.

OPPORTUNITY: CcHUB Call for Projects – Funding and Design Support for COVID-19 Projects

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